30 Celebrities With Ridiculous Insurance Policies

“Oh! He’s the guy with that unique-looking beard, right?” Most of the celebrities we know today have a signature look that is always associated with them – be it the color of their eyes, their gorgeous hair, or their fit physique. It’s these defining features that help them become more memorable and recognizable to the public eye. Some even consider it so important that they would go to unexpected lengths to keep their assets safe. After all, if they’re always out and about—keeping their moneymaker secure is essential. Don’t believe us? On this list, we will be talking about some of the most ridiculous insurance policies celebrities have for their body.

David Beckham | These Legs And Feet Are A Pricey Feat

During his time as a football player, David Beckham had everyone’s eyes on his skills and many called for him play for their team. Beckham used to play for Manchester United, but later transferred to Real Madrid. Even after retiring, he is still one of the most notable athletes in the world. In fact, he still gets plenty of endorsement deals for brands such as Samsung, Adidas, and H&M. Eventually, in 2006, Beckham took out an insurance policy worth $195 million to cover for his legs, feet, and overall appearance as a means to protect his position as a celebrity endorser.

Bruce Springsteen | A Voice Worth Millions

Bruce Frederick Joseph Springsteen, now known as Bruce Springsteen, is a Rock and Roll Hall of Famer well known for his songs like Born in the U.S.A., Badlands, Glory Days, and Dancing in the Dark. Aside from his instrument, it is his gravelly voice that helped him become a distinct figure in the music industry amongst other equally talented singers. Despite his popularity, Springsteen was well aware that he might eventually experience difficulty singing in the future due to his busy lifestyle. With that in mind, around the 1980s, he bought an insurance policy worth $6 million to cover voice.

Heidi Klum | 2 Million Dollar Legs Passing By

Heidi Klum is a model who started her career in 1998 and became the first German to ever be a part of Victoria’s Secret Angels. Outside of her modeling credit, she was also a host for shows like Germany’s Next Top Model, Project Runway, and America’s Got Talent. While she was in between projects, a client of hers insured both of Klum’s legs – with her right leg worth $1.2 million and her left leg for $1 million due to it having a scar from a previous accident. Needless to say, this affirmed Klum’s belief that her “legs are attractive.”

Troy Polamalu | His Hair May Not Be Made Of Gold, But It’s Worth A Million

Troy Polamalu is an American athlete who played for the Pittsburgh Steelers in the NFL during his twelve-year career. In 2020, he was inducted into the Pro Football Hall of Fame. Throughout his time as the Steelers’ strong safety, he was recognized for two things: his prowess and his nearly 3-foot-long hair. Polamalu has been tackled by the hair more than a few times during his time on the field, but he has no desire to cut it. It is his way of paying tribute to his Samoan heritage, after all. To protect it, Head and Shoulders once took out an insurance policy for Polamalu’s hair worth $1 million.

Daniel Craig | The $9.5 Million Man

The man behind Agent 007 may like to dive straight into the action of things, but at the end of the day, he is still human. From losing two of his teeth during a fight scene to hurting his ankle, Daniel Craig isn’t afraid to do the stunts himself when he takes on the role of 007. Consider it a good sense of foresight for Craig when he purchased an insurance policy worth $9.5 million for his body in the event that he gets severely injured on the job. As of 2020, there has been A LOT of incidents—particularly during his time as James Bond.

Gene Simmons | Million Dollar Tongue

As the bassist and vocalist for KISS, Gene Simmons is also known for his signature tongue, which is considered to be a highlight during their shows. Knowing his tongue is just as important to the band’s reputation as the songs they release, Simmons purchased an insurance policy worth $1 million for it, in case anything were to happen that may result in him not being able to do his signature move anymore. Aside from sticking out his tongue, he has also been seen breathing fire during shows – even burning his hair a couple of times. Hopefully, his hair is insured as well!

Keith Richards | $2 Million Fingers

Since their inception, Keith Richards has been the guitarist, vocalist, and composer for the Rolling Stones. Having helped the band gain their reputation for composing songs where the guitar tracks would “weave” along, Richards has become an integral member of the Stones. Since he relies a lot on his fingers for playing those sweet guitar solos, Richards took out an insurance policy covering his fingers for $2 million. Being an active member of the band and also approaching his 80s, insuring his fingers might as well be a safety precaution in case they are no longer able to play their songs.

America Ferrera | A Smile Worth $10 Million

Connie Stevens once said that a smile is the most important thing that we can wear. Well, for Ugly Betty actress America Ferrera, her smile is literally the most valuable thing she owns since an insurance policy worth $10 million was purchased for it by the company Aquafresh Trays. They did this to help raise funds for the charity program Smiles for Success. Ferrera’s got plenty to smile about, too, with thanks to her success. She has received a Best Actress award from The Golden Globe, Screen Actors Guild, and the Primetime Emmy. Currently Ferrera is co-producing the TV series Superstore.

Tom Jones | A Treasured Chest

Tom Jones is a singer who has created many hit songs for genres like R&B, pop, and soul. Throughout his career, he has sold over a hundred million records. Outside of music, Jones has also appeared in films like 1979’s Pleasure Cove. He even portrayed himself in Tim Burton’s Mars Attacks! In 1996, just like Bruce Springsteen, Tom Jones also took an insurance policy for himself. However, it wasn’t for his voice. In 2006, Jones insured his chest hair for $7 million. If there is one thing that these celebrities have shown us so far, it’s that anything can be insured – even chest hair.

Julia Roberts | Pearly Whites

A smile is said to be strong enough to light up a person’s day. America’s sweetheart, Julia Roberts, carries this power in her smile. Ever since the start of her career in acting, the most defining feature that Roberts possesses is her set of pearly whites. Eventually becoming fully aware of their value, Roberts called for an insurance policy to cover her beautiful smile for $30 million. Be it when she walks on the red carpet or when she’s just spending an afternoon with her family in the comfort of their home, Roberts has this radiant aura around her that can lighten up the mood.